Believe it or not, the countdown to the new year has begun. With just a few months left in 2025, there's something you might want to add to your holiday prep list: taking care of your health.
In fact, there's no better time to make those appointments for your lingering health needs, as your end-of-year deductible is likely met. By taking advantage of your after deductible health insurance coverage, you can gain the most financial benefit while heading into the new year feeling on top of your whole health.
Let's look at a few health needs that you might want to discuss with your physician or specialist and get in before 2026 is off to a running start.
1. Vaccinations
From the flu to pneumonia, shingles and even pertussis, check in with your primary care physician to see what vaccinations may benefit your health. Get these now to protect your wallet and health leading into the new year.
2. Health Screenings
Mammograms, colonoscopies, pap smears, DEXA bone density scans or general wellness exams - these screening measures are important to keep up to date. Discuss your preventive screening schedule with your primary care physician or specialist and don't hesitate to make those appointments. Think of how great you'll feel starting the new year with your screening tests behind you.
3. Skin Checks
Summers in Illinois bring a lot of outdoor benefits, but not to your skin. Consider an appointment with a dermatologist for a skin check. Don't mull over that mole or spot and get it evaluated. If you do have something in question, rest assured that many skin cancers and lesions can be treated early and during your skin check appointment.
4. Physical Therapy
If something is aching or dragging you down, why not get the help you need to live your active life, pain-free? Physical therapy helps many people living with disorders or injuries affecting the body's joints and muscles gain strength, flexibility and function. If you have a nagging pain or can't quite play tennis like you used to, consider bringing it up to your doctor to see if physical therapy could help.
5. Procedures or Surgeries
No one wants to have a procedure or surgery, but if your physician has recommended one for you, from knee replacement surgery to shoulder repair, or anything elective, don't keep putting it off. Acting now can help you reap the most benefit out of your insurance coverage, and most importantly, get you on your way to feeling well again.
How Do I Know if I’ve Met My Deductible?
Your health insurance company website will likely allow you to log in and view your deductible status. Check the back of your insurance card for a customer service number and call to confirm your deductible status. If you are enrolled in Medicare, visit mymedicare.gov and click on my deductible status from the claims menu. Or reach out to us , we’re here to help guide you, too.
